Terms of Use

Updated on 26 Jun, 2025.

These Terms of Use ("Terms") govern your access to and use of the wlth.pro application and its services ("Service"). Please read these Terms carefully before using our Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Acceptance of Terms

By creating an account and using wlth.pro, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

wlth.pro is a personal finance application designed to help you track and manage your financial data. The Service allows you to input, categorize, and visualize your financial information to gain insights into your spending and saving habits.

3. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for all data and information you input into the Service.

3.1. Account Security

You are responsible for safeguarding the account that you use to access the Service and for any activities or actions under this account. We encourage you to use a "strong" password (a password that uses a combination of upper and lower case letters, numbers, and symbols) with your connected accounts. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3.2. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using the Service for any illegal purpose or in violation of any local, state, national, or international law.
• Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Service.
• Taking any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure.
• Uploading invalid data, viruses, worms, or other software agents through the Service.
• Impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity.

4. Intellectual Property

The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of wlth.pro and its licensors. The Service is protected by copyright, trademark, and other laws of both the the Republic of India and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of wlth.pro.

5. Privacy and Data

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms of Use by reference, explains how we collect, use, and protect your personal data. By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

6. Disclaimers

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

wlth.pro does not warrant that the Service will function uninterrupted, secure, or available at any particular time or location; that any errors or defects will be corrected; that the Service is free of viruses or other harmful components; or that the results of using the Service will meet your requirements.

You acknowledge that wlth.pro is a tool to assist you in organizing your financial information and is not intended to provide financial, legal, or tax advice.

7. Limitation of Liability

In no event shall wlth.pro, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us at support@wlth.pro.